Is my bank data uploaded anywhere?

No. QBOFlow reads your CSV with the browser's FileReader API and builds the .QBO file with JavaScript on your device. There is no server to send data to.

Will re-importing an overlapping statement create duplicates?

No. Each transaction gets a stable ID derived from its date, amount and payee, so QuickBooks recognizes transactions it has already imported.

🔒 100% Client-Side Processing (Works Offline)

Convert CSV Bank Statements to QuickBooks (.QBO) — 100% Free & Private

Q: How do I import the .QBO file into QuickBooks?

QuickBooks Desktop: File > Utilities > Import > Web Connect Files. QuickBooks Online: Banking > Upload transactions, then select the .QBO file.

Your financial data never leaves your browser. Zero uploads, zero accounts required.

Drag & drop your bank CSV here or browse your computer Accepted: .csv · File is read locally with the FileReader API — nothing is sent anywhere

Works offline
No sign-up
No server

Map your columns

We guessed the best matches from your headers. Adjust anything that looks off.

Transaction columns

Date column

Payee / Description column

Memo column (optional)

Amount format

Single “Amount” column Separate Debit / Credit

Amount column (negative = expense)

Flip signs (use if expenses show as positive, common in credit-card exports)

Date format

Bank & account

Bank (INTU.BID)

QuickBooks uses this to recognize the file. If unsure, “Generic / Default (3000)” works for most imports.

Account type

Routing number

Account number

Tip: use the same account number every time so QuickBooks maps imports to the same account.

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Preview

Showing the first 10 transactions exactly as they will appear in your .QBO file.

Transactions

Net total

0.00

Money in / out

0.00 / 0.00

Date range

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#	Date (YYYYMMDD)	Payee	Type	Amount

Why is this private?

The page reads your file with the browser's FileReader API and builds the .QBO with JavaScript. There is no server endpoint to send data to. Disconnect from the internet after the page loads and it still works.

How do I import?

QuickBooks Desktop: File → Utilities → Import → Web Connect Files. QuickBooks Online: Banking → Upload transactions → select the .QBO file.

Duplicate-safe

Each transaction gets a stable ID derived from its date, amount and payee, so re-importing an overlapping statement won't create duplicates.

Convert CSV Bank Statements to QuickBooks (.QBO) — 100% Free & Private

Map your columns

Preview

Your QuickBooks file is ready

Recommended for small businesses

Business Credit Cards

Automated Payroll & HR

Modern Cloud Accounting

Why is this private?

How do I import?

Duplicate-safe